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"JoanGilchrist1"

Time Management

December 2009 Posts

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Time Management
Blog Entry

The Hook-Up

Thursday, December 10th 2009 @ 5:30 AM (1 ratings)    post viewed 744 times

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From DanteLee.com Blog
Long ago, it was discovered that African Americans don't support Black-owned businesses. Sadly, one major reason why is because too many people want the "hook up". Instead of paying for products and services, they want it free - whether it be family, friends, or sometimes even colleagues.


Alfred Edmond, Jr. of BlackEnterprise.com recently wrote a great column about this. He writes: "One of the biggest drags on black entrepreneurial growth and profitability is the "hook-up": black people expecting other black people to provide them with free goods and services just because they're black. We need to stop it. Today."
I completely agree. I've seen this a million times. People forget that the whole point of being in business is to make money. Instead of supporting a Black-owned business, they want a freebie. Not only does this hinder a Black-owned business from growing, but it can also make them go out of business faster.

Edmond further writes: When I find a Black entrepreneur or professional who provides goods and services I like, I pay for those goods and services — period. I know that there are costs associated with providing a service and making a product, a cost they can only recoup by selling at a profit. I don't want them to hook me up with free stuff. I want to hook them up with my spending, because then they can really hook me up, by creating jobs, growing the local tax base, supporting community organizations, doing business with other black entrepreneurs and professionals - or just having enough money and a predisposition to reciprocate, to buy goods and services from me and mine.

For the full article, visit:
www.blackenterprise.com/blogs/2009/12/03/why-i-hate-the-hook-up



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Alberta Albert
Limited Access
AlbertaAlbert said on Tuesday, May 18th 2010 @ 12:58 PM:

Time is >?


EDDIE SEATON, Sr
Limited Access
EddieSeaton said on Sunday, December 19th 2010 @ 4:42 PM:

Giving away goods and services that cost money (The old hook-up) is just one of the ways to quickly find yourself out of money and soon out of business.  It is reprehensible to ask a going concern to give away that costs them money to produce unless it is for a public benefit and not a private one.

Blog Entry

Business/Entrepreneurship

Thursday, December 3rd 2009 @ 1:34 AM (1 ratings)    post viewed 462 times

Most of the wealthy people on our Black Fortune and Wealth Magazine’s Richest 100 Black Americans are equity owners of a business, founded a business or worked for a successful company and derived stock ownership in that company. The path to becoming wealthy is not found through simply earning a salary but is based on equity ownership.

Oprah Winfrey created her own media empire from scratch.  Robert Johnson built his own cable network from private funds and some government assistance.  Richard Parsons became the CEO of Time Warner and amassed stock options that increased his net worth. Entrepreneurship begins with an idea and may be transformed into a business with good planning, management, and targeting the right audience for that particular product or service. Entrepreneurs are about doing things and getting things done.  America’s small businesses have generated about 70% of net new jobs annually over the past decade. 

President Obama’s administration is committed to helping small businesses and has made a $15 billion dollar commitment to small businesses through the SBA (Small Business Administration). The SBA was founded as a government agency in 1953 to “aid, counsel, assist and protect, insofar as is possible the interest of small business concerns.” The SBA through its network of lending partners makes loans available to small businesses that would otherwise find it difficult to obtain funds to grow or start their business.  Under President Obama’s administration, one of the biggest change in the SBA is increasing the loan guarantees, to a maximum of 90% on 7(a) loans.

 Here are some of the other very important changes concerning 7a SBA Loans.

  • 7(a) loans Up to $2 million. The purpose for the capital is broad (expansion, acquisitions, startups, franchises, equipment, and even partner buyouts).
  • 504 loans Up to $12 million. The main focus is on construction, renovation, or purchase of commercial property.
  • Microloans Up to $35,000. Typically for working capital needs—that is, cash to pay for short-term needs such as payroll and vendors.
  • The U.S. Government eliminated SBA fees that the business owner would normally pay the lender on 7(a) and 504 loans (to the extent of the guarantee). Generally, the fees will range from 2% to 3.7% on 7(a) loans and 1.5% for 504 loans.

For More Information On Resources for Small Businesses see links below:

http://www.sba.gov/services/financialassistance/7alenderprograms/plp/index.html

www.sba.gov/localresources/index.htm

 

“Productive people don’t procrastinate”. – Jomo Thomas

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Blog Entry

Oprah Winfrey's Retirement Countdown

Thursday, December 3rd 2009 @ 1:32 AM (not yet rated)    post viewed 477 times

Oprah Winfrey announced that her eponymous television show would halt production at the completion of its 25th season on television on September 10, 2011. It might be September 9, 2011, actually; I'd fact-check it right now, except that I still have over 650 days to do so.

And that's the point.

Who announces they're ending their run almost two years in advance? Sometimes, royalty will make such advanced-notice announcements as to their future line of succession. Keeps the nation stable over centuries of rule. I suppose we know now that on the first Tuesday in November, 2012, Obama may or may not still have a job. But outside of monarchs and Presidents, who gives 650-day notice on their job?

Oprah does.

And what's certain to follow over this extended, drawn out, multiyear retirement parade is the longest goodbye in the history of goodbyes. Will there be time for tears? You betcha.  Time for at least umpteen "Best Of..." shows? Absolutely. Heck, Oprah could lose weight, gain weight, do a show on seesaw weight loss, lose weight, gain weight, become bulimic, lose the weight and more, start numerous "Is Oprah Starving Herself to Death?" rumor mills, and still get fat again, all in the time she has left before she exits the stage for the final time.

The Bible states that the world was created in six days. Certain religious scholars assert that this is more of symbolic figure than a technical count of time.  Still, no way it took longer than 650 days.



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Blog Entry

Tiger Woods Car Accident

Thursday, December 3rd 2009 @ 1:28 AM (not yet rated)    post viewed 374 times

 

 

 

A Female's Version

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Blog Entry

Sixteen Characteristics Of A Leader

Thursday, December 3rd 2009 @ 1:24 AM (2 ratings)    post viewed 388 times

How Many Leader Characteristics Do You Have?

1. Takes consistent action

2. Has a large vision of himself

3. Gets desired results

4. Makes money (producer)

5. Develops a following of like-minded individuals

6. Is a role model

7. Learns to present and trains others

8. Has fun running his business

9. Focuses on goals not obstacles

10. Can work with anyone

11. Gets knocked down but gets back up

12. Thinks globally

13. Duplicates himself

14. Thinks team not individual

15. Profit is not a dirty word

16. Cares about helping others to become successful

 

****************Leaders Are Readers***************

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Blog Entry

Stop Living In The Past

Thursday, December 3rd 2009 @ 1:23 AM (1 ratings)    post viewed 408 times

Have you ever watched a heavily loaded freight train getting under way? It uses an enormous amount of power in starting, and when it finally moves, it creeps at a snail's pace – except on the downgrades. There it travels rapidly enough, but oh, the effort that goes into making the upgrade!

The train of life proceeds in much the same way. When our life is heavily burdened with bad habits of thought and action and much that is nonessential, we are like the heavily loaded freight train, using up power and squandering energy and making slow progress except on the downgrades. Here, unfortunately, the very weight of that extra baggage we are carrying rushes us along into situations and problems from which we find it exceedingly difficult to pull out.

… How may we unload? We have tried many a time by making what we called good resolutions. Spiritually considered, there is a right way and a wrong way to make a resolution. To say “I will not do thus and so” is the wrong way. It is the way of “won't” power. Only our personal will is behind such a declaration, and that is weak at best. The right way to overcome the weakness is by relying upon the unfailing strength of divine will, to affirm that God's goodwill is now operative in our life.

If we wish to drop our load of bad habits, let us waste no time on declarations like this: “I will not smoke too much, drink too much, eat too much, talk too much” – as the case may be. Instead, let us sturdily affirm: I am temperate in all ways because I am a child of God.

... Let us no more declare, “I will not gossip, I will not criticize,” but, instead, affirm constantly and with deepest conviction: I am loving in all ways because I am a child of God. What a joy to think of oneself as a loving child of God! The bit of scandal dies on the lips; the criticism dissolves, like ice in the warm glow of the sun, before it is ever voiced.

… When you have the courage to stand firmly, with faith believing, upon the Truth of your own being, the light of understanding shines through your mind. When you are renewed in the spirit of your mind, you soon find yourself restored to better and happier ways of living. The mind that is rejoicing in its own divine heritage just naturally cannot be filled with the desire to speak unkindly or untruthfully. The glorious sense of freedom that comes with the realization of spiritual power completely shatters the bondage of fleshly appetites, and the bad habits we have acquired pass into the limbo of forgotten things.

Come out of the past; live in the now. Claim all the power, all the strength, all the growth that is yours.



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Iya Ifalola Omobola
Limited Access
Ifalola said on Thursday, December 3rd 2009 @ 9:53 PM:

Very wonderfully put, Joan.  We do not realize the power that lies within us to be able to call to us that which we need and is ours by right.

A friend of mine posted this on facebook today - that actually discusses, in a round about way, the law of affirmation - how you utilize the tools of the universe to see what you want and go for it.

 

 


Watch Imagining the ten dimensions in Educational  |  View More Free Videos Online at Veoh.com

 


Lee Green, Administrator
Chairman
Group Administrator
nbbta said on Saturday, December 5th 2009 @ 11:18 AM:

Thanks for the words of wisdom. They are much appreciated.


Rhonda K Hicks
BBB Club Member
rhondakaye said on Monday, December 7th 2009 @ 12:55 AM:

Awesome posting and great teachings all throughout the post. Thanks.

Blog Entry

Build Your People Skills

Thursday, December 3rd 2009 @ 1:21 AM (not yet rated)    post viewed 459 times

How would you like to get along even better with others in your personal relationships and in the workplace? Getting along well with people sounds kind of general and is difficult to do much about, so let's break it down into some manageable and specific skills. By building the following skills, you will get along well with others:

1. Build others' self-esteem.

2. Show empathy for others.

3. Encourage people to cooperate with each other.

4. Communicate assertively.

5. Ask productive questions and demonstrate listening skills.

6. Respond productively to emotional statements.

People skills (which are also known as emotional intelligence) can be thought of as six specific skills. Let's take a brief look at each one.

1. Build others' self-esteem. When you are in a situation where you are made to feel good about yourself, you feel good. You can do the same with others by doing the following kinds of things:

a. Make eye contact with others.

b. Call others by their names.

c. Ask others their opinions.

d. Compliment others' work.

e. Tell people how much you appreciate them.

f. Write notes of thanks when someone does something worthwhile.

g. Make people feel welcome when they come to your home or workplace.

h. Pay attention to what is going on in people's lives. Acknowledge milestones and express concern about difficult life situations such as illness, deaths, and accidents.

i. Introduce your family members to acquaintances when you meet them in public.

j. Encourage your loved ones to explore their talents and interests.

k. Share people's excitement when they accomplish something.

l. Honor people's needs and wants.

m. Take responsibility for your choices and actions, and expect others to do the same.

n. Take responsibility for the quality of your communications.

2. Show empathy for others. Empathy means recognizing emotions in others. It is the capacity to put yourself in another person's shoes and understand how they view their reality and how they feel about things.

Being aware of our emotions and how they affect our actions is a fundamental ability in today's people-intense workplaces. People who are cut off from their emotions are unable to connect with people. It's like they are emotionally tone-deaf.

No one wants to work with such people because they have no idea how they affect others. You have probably met a few people who fit this description.

3. Encourage people to cooperate with each other. Whether you are managing a family or a work group, there are some specific things you can do to create an environment where others work together well:

a. Don't play favorites. Treat everyone the same. Otherwise, some people will not trust you.

b. Don't talk about people behind their backs.

c. Ask for others' ideas. Participation increases commitment.

d. Follow up on suggestions, requests, and comments, even if you are unable to carry out a request.

e. Check for understanding when you make a statement or announcement. Don't assume everyone is with you.

f. Make sure people have clear instructions for tasks to be completed. Ask people to describe what they plan to do.

g. Reinforce cooperative behavior. Don't take it for granted.

4. Communicate assertively. Assertive communication is a constructive way of expressing feelings and opinions. People are not born assertive; their behavior is a combination of learned skills. Assertive behavior enables you to:

a. Act in your own best interests.

b. Stand up for yourself without becoming anxious.

c. Express your honest feelings.

d. Assert your personal rights without denying the rights of others.

Assertive behavior is different from passive or aggressive behavior in that it is:

a. Self-expressive

b. Honest

c. Direct

d. Self-enhancing

e. Constructive, not destructive

Assertive behavior includes both what you say and how you say it.

5. Ask productive questions and demonstrate listening skills. Listening skills help you show that you are hearing and understanding another person and are interested in what he or she has to say.

6. Respond productively to emotional statements. A communication skill called active listening is especially useful in emotional situations because it enables you to demonstrate that you understand what the other person is saying and how he or she is feeling about it. Active listening means restating, in your own words, what the other person has said. It's a check of whether your understanding is correct. This demonstrates that you are listening and that you are interested and concerned.

Active listening responses have two components:

a. Naming the feeling that the other person is conveying

b. Stating the reason for the feeling

Here are some examples of active listening statements:

"Sounds like you're upset about what happened at work."

"You're annoyed by my lateness, aren't you?"

"You sound really stumped about how to solve this problem."

"It makes you angry when you find errors on Joe's paperwork."

"Sounds like you're really worried about Wendy."

"I get the feeling you're awfully busy right now."

Actively listening is not the same as agreement. It is a way of demonstrating that you intend to hear and understand another's point of view.

The ability to get along well with people in your personal relationships and in the workplace is a set of learned skills. No one is born knowing how to build others' self-esteem, show empathy, encourage cooperation, communicate assertively, ask productive questions, or respond productively to emotional statements. These skills can be learned and developed with some practice. By taking the time to develop these skills, you will be able to build better relationships at home and at work.

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Blog Entry

The Weight Loss Solution

Thursday, December 3rd 2009 @ 1:17 AM (not yet rated)    post viewed 389 times

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The countless diet programs available today, ignore the specific needs that women over 40.  Plans based on a "miracle pill," calorie counting, or restricting certain food groups ignore the core issues of weight gain.  They forget that weight gain is a function of overall health and they don't address the unique psychological and physiological needs of mid-aged women.  Weight loss is only one piece of a very complex puzzle that includes hormone balance, heart health and energy levels to name just a few.  Any program that will successfully help mid-aged women lose weight must address these key issues:  Cravings, Plateaus and Maintenance.

That's where Tahiti Trim Plan 40 comes in.

 

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Lee Green, Administrator
Chairman
Group Administrator
nbbta said on Saturday, December 5th 2009 @ 11:24 AM:

I've found lots of useful information and videos at the site below. Check it out when time permits.

http://www.ultrainternationalhealth.com/weightloss

Blog Entry

Health And Weight Management

Thursday, December 3rd 2009 @ 12:04 AM (not yet rated)    post viewed 428 times

Tahiti Trim® Plan 40™
The First Weight Management Program Exclusively for Women Over 40

Why Plan 40?

 

I know there are many women who dread the "over the hill" birthday.  You know, the one that marks the end of youth.  But now iw the best time of our lives!  With the average life expectancy around 80, we've barley reached the middle.  This is a time when we as women are moving into a deeper level of self-discovery and spirited awareness.  Women our age may be in the workforce, furthering our education, caring for children, running our own businesses or balancing a mixture of all these varied roles.

Many of us are approaching our highest potential for earnings.  In fact, we make over 80% of the household buying decisions.  We have the perspective, the experience, the emotions and the objectivity that allow us to make educated decisions.  We are recognized for our sound advice and our opinions are heavily weighed in the decision-making process, of the community.  In addition, we are more health conscious and active than any generation before.  This is our tie and we want to be active, healthy and attractive, so we can continue to enjoy this time, looking forward to the future.

TTP40


 
 

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